Most people meet us at a bad moment. A bill that cannot wait, a bank that said no, a night of searching that led here. So this page keeps it simple: who we are, how to verify it, and what walking into our office is actually like. EZ Pte Ltd has served Chinatown since 2004, from Fook Hai Building on South Bridge Road, licensed by the Ministry of Law.
Lenders love origin stories. Borrowers need checkable facts, so here are ours. This trade has served Chinatown since 2004. The office is unit #01-02 of Fook Hai Building, 150 South Bridge Road, three minutes from Chinatown MRT, where you can walk in six days a week and speak to a person in English or Chinese. The licence is number 20/2026, on the Ministry of Law’s public registry, renewed under their rules. In a business where the villain is a phone number that disappears, our whole story is that we are exactly where we say, and have been, since before smartphones.
Every part of how we lend is set by regulation, and we would not want it otherwise. Interest capped at 4% a month. One admin fee of up to 10%, disclosed and deducted upfront. A late fee capped at $60 a month, with late interest only on the overdue amount. A written contract you keep, signed in person, explained in a language you understand before any signature. Total interest and fees that can never exceed the loan itself. If you want to see how to verify any lender against these rules, our verification guide walks you through the one-minute registry check.
150 South Bridge Road
#01-02 Fook Hai Building
Singapore 058727
Monday–Friday: 11am–7pm
Saturday: 11am–6pm
Sunday and public holidays: Closed
Three minutes from Chinatown MRT
Exit E or F
+65 6220 0822
Walk-ins are welcome.
The borrower you treat properly today is the neighbour who nods at you for years after. That is the business we chose. Come and see it for yourself before you borrow a single dollar.