Debt Consolidation Loan
Break Free From Multiple Debts: Singapore’s Trusted Debt Consolidation Loan Money Lender
Drowning in multiple loan payments that seem to never end? We’ve been there too. As a trusted debt consolidation loan money lender in Singapore, we offer a lifeline to help you breathe again financially. Combine your existing debts into one manageable monthly payment at a lower interest rate and start your journey toward true financial freedom.
- Reduce Monthly Payments
- Lower Interest
- Simpler Management
What is a Debt Consolidation Loan?
A debt consolidation loan from a licensed money lender is a practical financial solution that combines multiple outstanding debts into a single, more structured loan. Unlike banks with strict approval criteria, we offer these unsecured loans with flexible terms, allowing you to pay off various high-interest obligations with one new loan featuring more favorable rates.
Common Debts That Can Be Consolidated
Our debt consolidation loans can help you manage and combine various types of debt, including:
Credit card balances with high interest rates
Personal loans from banks or other lenders
Payday loans with short repayment periods
Medical bills that are straining your finances
Education loans with unfavorable terms
Overdue utility bills causing penalties
Retail store credit accounts
With lower interest than most credit cards and a clear repayment schedule, you can reduce your monthly burden and create a realistic path to becoming debt-free.
How Our Debt Consolidation Loans Transform Your Finances
As your trusted debt consolidation loan money lender, we help you take control with smart debt management:
One Simple Monthly Payment
Replace multiple payment headaches with a single monthly installment. Our debt consolidation loan combines everything into one easy payment, simplifying your budget and preventing missed deadlines.
Lower Interest Rates
Stop paying 25%+ on credit cards. Our debt consolidation loan money lender services offer rates from just 4% monthly, potentially saving you thousands over your loan term.
Credit Score Improvement
Missed payments hurt your credit score. One consolidated payment makes staying on track easier. Regular payments on your debt consolidation loan gradually rebuild your credit rating.
Fixed Repayment Timeline
Unlike endless credit card debt, our debt consolidation loans come with a clear end date. You’ll know exactly when you’ll be debt-free.
Reduced Financial Stress
Multiple debts cause anxiety. Our clients report immediate relief after consolidating with a licensed debt consolidation loan money lender, often sleeping better from day one.
Apply For A Payday Loan in 3 Simple Steps
Getting a payday loan with EZ Pte Ltd is fast and straightforward:
Choose Your Application Method
- Apply online in just 2 minutes
- Use Singpass MyInfo for instant form-filling
- WhatsApp us for personalized assistance
Quick Approval Process
- Receive your transparent loan offer within 30 minutes
- Clear terms explained in plain language with no hidden fees
Same-Day Cash Disbursement
- Walk away with your funds immediately after approval
- No complicated procedures or lengthy waiting periods
Required Documents
For Singaporeans and Permanent Residents (PR):
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- NRIC
- Proof of residence (Latest Phone Bills / Utility Bills / Bank Statement / Tenancy Agreement)
- Income tax statement
- Proof of income:
Employed: Recent 3 months’ payslips and CPF contribution history
Self-employed: Recent 2 years’ income tax assessment
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For Foreigners:
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- Passport
- Valid work pass [Employment Pass (E Pass), S Pass, Work Permit, Dependent Pass (DP) / LTVP with permit to work]
- Proof of residence in Singapore (Latest Phone Bills / Utility Bills / Tenancy Agreement)
- Recent 3 months’ payslips
- Bank statements for the last 3 months
- Income tax statement
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Fast, Secure, and Hassle-Free: Start your payday loan application now and receive your cash in just 30 minutes!
Eligibility Criteria – Who Can Apply?
- Age: 21-65 years old
- Employment Status: Minimum 3 months in current job
- Minimum Monthly Income:
• Singaporeans/PRs: S$1,500
• Foreigners: S$2,000 - Legal Status: Must not be an undischarged bankrupt or under debt repayment scheme
- Residency: Must be legally residing in Singapore
What Our Clients Say About Us?
Our customer reviews speak for themselves. Here’s what our satisfied borrowers say:
Frequently Asked Questions (FAQ) About Debt Consolidation Loans
A Debt Consolidation Plan (DCP) requires closing all credit facilities, needs minimum $10,000 debt, and is only offered by banks. A Debt Consolidation Loan from licensed money lenders offers greater flexibility with no requirement to close existing credit lines, accepts lower debt amounts, provides faster approval, and accommodates varied credit histories.
Consider a Debt Consolidation Loan when:
– Your monthly debt payments exceed 30% of your income
– You’re managing multiple high-interest debts with different due dates
– You’re paying excessive credit card interest rates (25-30%)
– You need a simplified payment structure with a clear timeline
– You’ve been declined by banks but still need debt relief
No. Debt consolidation loans from licensed money lenders in Singapore are unsecured loans that don’t require property, vehicles, or other assets as collateral. Approval is based on income stability, employment history, and debt-to-income ratio instead of asset ownership.
Debt consolidation loans from licensed money lenders are unsecured loans. This means:
– No risk of asset repossession if you face payment difficulties
– No property or valuables needed to qualify
– Lower interest rates than credit cards (though slightly higher than secured loans)
– Greater accessibility for borrowers without significant assets
Ready to Take Control of Your Finances?
Don’t let high-interest debts continue to overwhelm your life. As your dedicated debt consolidation loan money lender in Singapore, we’re here to help you take that first step toward financial freedom.
