Licensed Money Lender Chinatown | Payday Loan

A payday loan is a type of short-term unsecured borrowing where the lender provides you with a loan in advance of your next payday or salary. The payday loan is typically for a short term loan and must be repaid in full within month or on your next payday.

Payday loans are often used to cover unexpected expenses, such as car repairs or medical bills. They can also be useful for people who are struggling to make ends meet until their next paycheck.

EZ Pte Ltd is a trusted licensed money lender provider of payday loans in Singapore. We offer a convenient and easy way to get the cash loan you need when you need it fast. We’re here to help you cover your short-term financial needs.

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    What Our Best Payday Loan Offers

    Searching for Best Payday Loan Singapore

    How Our Payday Loan Works

    Applying for a payday loan from EZ Money Lender is quick and easy. We offer a convenient online application that can be completed in just a few minutes. 

    Once you’re approved, we’ll deposit the cash directly into your bank account. There are no hidden fees or charges, and you can choose a repayment plan that fits your needs.

    If you’re facing a financial emergency and need immediate access to cash, a payday loan from EZ Money Lender can help. We offer fast approvals and funding, so you can get the cash you need when you need it. 

    Apply now and get the cash you need to cover your short-term financial needs.

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    Payday Loan Eligibility & Requirements

    • Singaporean, PRs (Permanent Residents), S-Pass holder and Work permit holder
    • Minimum age: 21
    • All income welcome
    • Currently Employed
    • Not applicable to Undischarged bankruptcy or pending bankruptcy
    • Original NRIC
    • Employment payslip
    • CPF contribution statement
    • Income tax statement
    • Utilities bill or HP bill (Proof of Address)
    • Singaporeans with singpass can print required documents at our office. Your singpass will not be revealed

    Google Reviews

    Thank you for the great service Regine! She’s always outstanding and very helpful. Come and find her to assist you. She’s always ready to listen about your concern and will relieve you from your worries regarding your financial problem. Such a great staff!

    – Lyn Dullavin

    Jin was very friendly and patient. He guide me throughout the whole process and let me feel worry free. Highly recommended.

    – Snow Mehx

    The rates were affordable, and the Jin provided clear and detailed explanations throughout the application process. I felt well-informed and confident in my decision to choose their services.

    – Chew JH

    FAQ About Payday Loans in Singapore

    What Are the Differences Between a Personal and a Payday Loan in Singapore?

    A personal loan typically involves monthly installment payments, while a payday loan is a short-term arrangement designed to be repaid by your next paycheck.

    Why Are Payday Loans the Best Option for People with Bad Credit?

    Because Payday loans have a fast and easy approval process.

    Are Payday Loans Legal?

    Yes, licensed money lenders are legal to issue payday loans.

    What Are the Interest Rates and Fees for Payday Loans?

    Interest rates can go up to 4% per month, with an additional admin fee of up to 10%.

    How Much Can I Borrow?

    You can borrow up to 6 times your monthly income.

    How Long Will It Take to Get My Payday Loans Application Approved?

    Applications are typically approved within the same day, with a processing time of 20-30 minutes.