Unsecured Loans
Unsecured Loans in Singapore: Quick Cash Without Collateral
Need funds fast but feeling stressed about risking your assets? We understand financial pressure can be overwhelming. Our unsecured loans in Singapore provide flexible financing without requiring property or guarantors. Whether you’re a local or a foreigner facing unexpected expenses, our hassle-free loans help cover emergencies, consolidate debt, or finance personal goals—with compassionate service and approval in as little as 1 hour!
- No Collateral Needed
- Quick Approval
- Flexible Usage
What Are Unsecured Loans?
Unsecured loans are personal loans that don’t require collateral, meaning you won’t lose your home, car, or valuables if you miss payments. Instead, lenders assess your credit score, income, and financial history. While interest rates may be higher than secured loans, they’re ideal for borrowers who need quick loans or don’t have assets to pledge for personal finance needs.
Types of Unsecured Loans We Offer in Singapore
We provide a range of unsecured loans tailored to your needs:
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Our Eligibility Criteria
To apply for a short-term loan with EZ Pte Ltd, you need to meet the following basic requirements:
- Be a Singapore Citizen, Permanent Resident (PR), or a foreigner with a valid work pass.
- Be at least 21 years old.
- Provide proof of income (e.g., recent payslip or bank statement).
- Have a valid NRIC (for Singaporeans/PRs) Work Pass or passport (for foreigners).
Meeting these criteria ensures a smoother loan approval process and allows us to help you access the funds you need quickly and efficiently.
Why Choose Us for Unsecured Loans in Singapore?
Apply For A Payday Loan in 3 Simple Steps
Getting a payday loan with EZ Pte Ltd is fast and straightforward:
Choose Your Application Method
- Apply online in just 2 minutes
- Use Singpass MyInfo for instant form-filling
- WhatsApp us for personalized assistance
Quick Approval Process
- Receive your transparent loan offer within 30 minutes
- Clear terms explained in plain language with no hidden fees
Same-Day Cash Disbursement
- Walk away with your funds immediately after approval
- No complicated procedures or lengthy waiting periods
Required Documents
For Singaporeans and Permanent Residents (PR):
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- NRIC
- Proof of residence (Latest Phone Bills / Utility Bills / Bank Statement / Tenancy Agreement)
- Income tax statement
- Proof of income:
Employed: Recent 3 months’ payslips and CPF contribution history
Self-employed: Recent 2 years’ income tax assessment
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For Foreigners:
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- Passport
- Valid work pass [Employment Pass (E Pass), S Pass, Work Permit, Dependent Pass (DP) / LTVP with permit to work]
- Proof of residence in Singapore (Latest Phone Bills / Utility Bills / Tenancy Agreement)
- Recent 3 months’ payslips
- Bank statements for the last 3 months
- Income tax statement
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Fast, Secure, and Hassle-Free: Start your payday loan application now and receive your cash in just 30 minutes!
Eligibility Criteria – Who Can Apply?
- Age: 21-65 years old
- Employment Status: Minimum 3 months in current job
- Minimum Monthly Income:
• Singaporeans/PRs: S$1,500
• Foreigners: S$2,000 - Legal Status: Must not be an undischarged bankrupt or under debt repayment scheme
- Residency: Must be legally residing in Singapore
What Our Clients Say About Us?
Our customer reviews speak for themselves. Here’s what our satisfied borrowers say:
Frequently Asked Questions (FAQ)
Secured loans (e.g., home/car loans) require collateral, while unsecured loans rely on your creditworthiness. Defaulting on secured loans risks asset seizure; unsecured loans only affect your credit score.
Yes! Timely repayments improve your Credit Bureau (CBS) score, making future loans easier. Late payments hurt your rating.
Absolutely! We offer foreigner loans without local guarantors if you meet income requirements.
Why Overpay or Stress About Finances? Our Unsecured Loans Offer Peace of Mind With:
- Yes to Understanding Your Situation
- Yes to Instant Approval
- Yes to Same-Day Cash
