Terms and Conditions

Last updated: 15 August 2026

These Terms and Conditions govern your access to and use of the EZ Pte Ltd website. By using this website, you agree to these terms.

If you do not agree with these terms, please stop using the website.

About This Website

This website provides general information about EZ Pte Ltd, our loan services, eligibility considerations and the application process.

The information is provided for general guidance only. It does not constitute financial, legal or professional advice.

No Loan Offer or Guarantee

Submitting an enquiry or application through this website does not create a loan contract and does not guarantee approval, a particular loan amount, interest rate, fee, tenure or repayment arrangement.

Every application is subject to assessment, verification, applicable laws and EZ Pte Ltd’s approval criteria.

Important: Before any loan is granted, the applicant must attend EZ Pte Ltd’s approved place of business for face-to-face identity verification. The loan terms and conditions will be explained in a language the applicant understands. A loan is granted only after the required checks and loan documentation have been completed.

Loan Calculator and Estimates

Any calculation, repayment figure, approval time or example shown on this website is for illustration only. Actual loan terms depend on the applicant’s circumstances, assessment outcome and applicable legal requirements.

Website estimates are not quotations, approvals or contractual offers. If there is any difference between website information and the signed loan contract, the signed loan contract will apply, subject to applicable law.

Online Applications

The website may allow you to submit information for an initial assessment. You agree to provide information that is accurate, complete and not misleading, and to inform us if any information changes.

EZ Pte Ltd may contact you to request clarification or supporting documents. We may decline to process an incomplete, inaccurate, duplicate or suspicious submission.

A loan transaction cannot be completed fully online. Do not send money, fees or confidential passwords to any person claiming that an online transfer is required to secure a loan.

Singpass Myinfo

Where Singpass Myinfo is available, you may choose to use it to provide information for your application. Your use of Singpass Myinfo is also subject to the terms and privacy notices of the relevant service provider.

EZ Pte Ltd will never ask you to disclose your Singpass password, one-time password, internet banking password or other confidential login credentials.

Permitted Use of the Website

You may use this website only for lawful purposes. You must not:

  • submit false, misleading or unauthorised information;
  • impersonate another person or apply using another person’s identity;
  • attempt to gain unauthorised access to the website, server or related systems;
  • introduce malware, harmful code or automated requests that disrupt the website;
  • copy, reproduce or commercially exploit website content without written permission; or
  • use the website in a way that breaches any applicable law or regulation.

Website Content and Availability

We take reasonable steps to keep website information accurate and current. However, information may occasionally contain errors, omissions or outdated details.

We may correct or update website content, suspend access, or change any website feature without prior notice. We do not guarantee that the website will always be available, uninterrupted, secure or free from technical errors.

Intellectual Property

Unless otherwise stated, the website design, text, graphics, logos and other content belong to EZ Pte Ltd or are used with permission. You may view the content for personal, non-commercial use only.

You must not reproduce, modify, distribute, publish or commercially use any website content without prior written permission.

External Links and Services

This website may link to government websites, Singpass Myinfo, maps, social platforms or other third-party services. These external services are controlled by their respective providers and are subject to their own terms and privacy policies.

A link does not mean that EZ Pte Ltd endorses or accepts responsibility for the external website, its content or its availability.

Privacy and Personal Data

Personal data submitted through this website will be handled in accordance with our Privacy Policy and applicable Singapore data protection requirements.

Limitation of Liability

To the extent permitted by law, EZ Pte Ltd will not be liable for indirect, incidental or consequential loss arising from your use of, inability to use, or reliance on this website or its general information.

Nothing in these Terms and Conditions excludes or limits any liability that cannot lawfully be excluded or limited.

Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes to the website, our services, or legal and regulatory requirements. The updated terms will be published on this page with a revised date.

Your continued use of the website after an update means that you accept the revised terms.

Governing Law

These Terms and Conditions are governed by the laws of Singapore. Any dispute relating to the use of this website will be subject to the jurisdiction of the courts of Singapore.

Contacting Us

If you have any questions about these Terms and Conditions, please contact us:

EZ Pte Ltd
Telephone: +65 6220 0822
Singpass