Medical Loan

Medical Loan

Medical Loan in Singapore: Pay the Bill While Insurance Catches Up

Hospitals want payment before insurance finishes processing. Medisave does not always cover the full amount, and the gap lands on you at the worst possible moment. A medical loan closes that gap so the bill gets paid and the claim can catch up behind it. EZ Pte Ltd, in Chinatown since 2004, licensed by the Ministry of Law. Check our name on their registry first.

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What is A Medical Loan?

A personal loan for medical costs, repaid in fixed monthly amounts, interest capped by law at 4% a month. Same product as our standard personal loan, sized to a hospital deposit or clinic bill instead of a general need.

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Who This Loan Helps

The son covering a parent’s hospital deposit while Medisave and insurance are still processing. The patient facing a specialist bill Medisave does not fully cover. Anyone who needs the bill paid today and the reimbursement to follow in its own time.

What it Cost

Interest capped at 4% a month under Ministry of Law regulations, on the balance owed. One admin fee up to 10%, deducted upfront. Total interest and fees can never exceed the loan. Every figure explained in English or Chinese before you sign.

Estimate Your Repayment

How to Apply in Four Steps

01

Check with Singpass MyInfo

Minutes to know your figure.

02

We call you

Tell us the deadline the hospital or clinic gave you. No pushing, no judgement.

03

Come to our Chinatown office

Signed in person, explained in English or Chinese.

04

You receive your money

Full amount, minus only the one admin fee the law allows. Straightforward applications can be approved and paid the same visit.

What Borrowers Say

Medical Loan FAQ

Yes. That gap, bill due now, reimbursement later, is exactly what this loan bridges.

Straightforward applications with documents ready can be approved and paid the same visit, in as little as 30 minutes.

Up to $3,000 if you earn under $20,000 a year, up to six times your monthly income above that.

singapore personal loan
singapore personal loan

The bill gets paid, the treatment continues, and the paperwork catches up in its own time, not on the hospital’s clock.

Come in, ask your questions in English or Chinese, and decide in your own time.

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