Local Student Loan

Local Student Loan

Local Student Loan: A Place Earned Is Never Lost Over Money

A school offer arrived. The fee deadline is weeks away, and the loan or grant that should cover it has not cleared yet. A local student loan closes that gap so a place your child earned is never lost to a payment timeline. EZ Pte Ltd, in Chinatown since 2004, licensed by the Ministry of Law. Check our name on their registry first.

asian man finger point chalkboard showing phrase student loan

What is A Local Student Loan?

A personal loan for school fees or course costs in Singapore, repaid in fixed monthly amounts, interest capped by law at 4% a month. Same product as our standard personal loan, sized to a term’s fees or a course’s costs.

cheerfu cooperating man woman office

Who This Loan Helps

The parent whose child’s school fee deadline lands before a government loan or bursary is disbursed. The adult learner paying for a course or certification upfront, ahead of an employer’s reimbursement. Anyone facing a real fee deadline this term, not a hypothetical one next year.

What it Costs

Interest capped at 4% a month under Ministry of Law regulations, on the balance owed. One admin fee up to 10%, deducted upfront. Total interest and fees can never exceed the loan. Every figure explained in English or Chinese before you sign.

Estimate Your Repayment

How to Apply in Four Steps

01

Check with Singpass MyInfo

Minutes to know your figure

02

We call you

Tell us the fee deadline, and we size the loan and repayment to fit it.

03

Come to our Chinatown office

Signed in person, explained in English or Chinese.

04

You receive your money

Full amount, minus only the one admin fee the law allows.

What Borrowers Say

Local Student Loan FAQ

Yes, any legitimate local education cost: school fees, course fees, related expenses.

No, it is disbursed to you, and you pay the school. Keep the receipt for your own records.

Up to $3,000 if you earn under $20,000 a year, up to six times your monthly income above that.

singapore personal loan
singapore personal loan

The place stays earned, the fee gets paid on time, and the loan that bridged it is a line in a budget, not a story anyone else needs to know.

Come in, ask your questions in English or Chinese, and decide in your own time.

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