A wedding has a way of costing more than the number in the spreadsheet. The banquet deposit, the photography package, the traditions both families expect, all arriving before the ang baos do. A wedding loan covers the gap without emptying the savings you were planning to start married life with. EZ Pte Ltd has served Chinatown since 2004, licensed by the Ministry of Law. Check our name on their registry first.
It is a personal loan used for wedding costs, repaid in fixed monthly amounts, with interest capped by law at 4% a month. It is not a special product with different rules, it is the right-sized version of our standard personal loan, applied to a date that will not move.
The couple whose banquet deposit is due before the ang baos are counted. The family covering a traditional ceremony on top of the modern one, because skipping either is not an option. Anyone who wants the wedding fund left untouched for the honeymoon or the first year of marriage, not spent down to zero at the altar.
Interest capped at 4% a month under Ministry of Law regulations, on the balance you still owe. One admin fee of up to 10%, deducted upfront. Total interest and fees can never exceed the amount borrowed. Every figure is in the contract, explained in English or Chinese before you sign.
And we can tell you what you qualify for.
We’ll discuss your preferred loan amount, wedding date, and a repayment plan that fits comfortably within your budget.
Signed in person, as the law requires, explained in English or Chinese.
Full amount, minus only the one admin fee the law allows.
Yes, any legitimate wedding expense: banquet, photography, traditional ceremonies, the works.
Up to $3,000 if you earn under $20,000 a year, up to six times your monthly income above that, across all licensed lenders.
Each application is assessed individually against one applicant’s income. Come in and we will talk through what makes sense for your situation.
Come in, ask your questions in English or Chinese, and decide in your own time.
