Overseas Education Loan

Overseas Education Loan

Overseas Education Loan: Pay Tuition in Time, Keep the Offer

An overseas university offer comes with a deposit deadline that does not wait for savings to catch up. An overseas education loan covers tuition, deposits or living costs in time to secure the place. EZ Pte Ltd, in Chinatown since 2004, licensed by the Ministry of Law. Check our name on their registry first.

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What is An Overseas Education Loan?

A personal loan for tuition, deposits or living costs tied to study abroad, repaid in fixed monthly amounts, interest capped by law at 4% a month. Same product as our standard personal loan, sized to a university’s deadline.

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Who This Loan Helps

The parent whose child’s confirmation deposit is due before a bank loan finishes processing. The student covering the gap between a partial scholarship and the full tuition bill. Anyone racing a university’s payment deadline, not a flexible one.

What it Costs

Interest capped at 4% a month under Ministry of Law regulations, on the balance owed. One admin fee up to 10%, deducted upfront. Total interest and fees can never exceed the loan. Every figure explained in English or Chinese before you sign.

Estimate Your Repayment

How to Apply in Four Steps

01

Check with Singpass MyInfo

Minutes to know your figure

02

We call you

Tell us the university’s deadline and the amount needed, and we structure the loan around it.

03

Come to our Chinatown office

Signed in person, explained in English or Chinese.

04

You receive your money

Full amount, minus only the one admin fee the law allows.

What Borrowers Say

Overseas Education Loan FAQ

The loan is disbursed in Singapore dollars. You handle the currency conversion and transfer to the university.

Yes, any legitimate cost tied to the overseas education: tuition, deposits, accommodation, living expenses.

Up to $3,000 if you earn under $20,000 a year, up to six times your monthly income above that.

singapore personal loan
singapore personal loan

The offer is honoured, the deadline is met, and the place your child worked for stays theirs.

Come in, ask your questions in English or Chinese, and decide in your own time.

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