Renovation contractors want payment in stages, not in a lump sum from a bank loan that takes weeks to approve. A renovation loan from a licensed moneylender moves at the pace the job actually needs. EZ Pte Ltd, in Chinatown since 2004, licensed by the Ministry of Law. Check our name on their registry first.
A personal loan sized for renovation costs, repaid in fixed monthly amounts, interest capped by law at 4% a month. Same product as our standard personal loan, sized and timed to your contractor’s payment schedule.
The new homeowner whose HDB needs the kitchen and bathrooms redone before move-in. The family mid-renovation when a contractor’s progress payment lands sooner than expected. Anyone who does not want to touch the emergency fund for a floor upgrade.
Interest capped at 4% a month under Ministry of Law regulations, on the balance owed. One admin fee up to 10%, deducted upfront. Total interest and fees can never exceed the loan. Every figure explained in English or Chinese before you sign.
To know your figure.
We’ll discuss your preferred loan amount, wedding date, and a repayment plan that fits comfortably within your budget.
Signed in person, explained in English or Chinese.
Full amount, minus only the one admin fee the law allows.
Each loan is a single disbursement. If your contractor bills in stages, tell us the full schedule and we size one loan to cover it, or discuss a line of credit instead.
Up to $3,000 if you earn under $20,000 a year, up to six times your monthly income above that.
No. What matters is your income and your ability to repay, not the property title.
Come in, ask your questions in English or Chinese, and decide in your own time
